Strategies to Encourage Success

Wisdom to Wealth offers a complete Social Security Optimization Analysis to guide you through the application process, helping you feel confident in making the best selection for you and your family to avoid leaving money on the table.

Our Social Security Analysis Includes:

• Review of all Social Security options showing how to increase your monthly Social Security benefits by up to $800 for married couples, $150 for an individual and $450 for a surviving spouse.
• Review of your Social Security earnings/benefit statement.
• Comparison of Social Security benefits before and after full retirement age.
• Identifying whose account your Social Security benefits should be based on (self, spouse, ex-spouse, deceased spouse).
• Complete review of your unique situation (divorced, widowed, remarried, children).
• Understand how taxes will affect present and future Social Security payments.
• Calculation of your breakeven point.
• Determining together when you should apply for Social Security benefits.
• General discussion of Medicare, Parts A, B, C, D.
• Assistance with applying online.
• Discussion of any follow-up questions.

When Should You Retire?

When deciding when you should retire, consider things like age, need, job security, and health. A financial professional working with you as a project manager can answer some of your many questions to help coordinate timelines and goals and ensure a smooth transition for you and your family.

Don’t Leave Money on the Table

Wisdom to Wealth can help add clarity to the complexities of knowing when to begin drawing from your Social Security so you can get the greatest amount of what you’re owed with a minimized risk of running out.